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mywiki:bank:start [2016/07/21 09:36] shaoguohmywiki:bank:start [2019/09/15 18:55] (current) – external edit 127.0.0.1
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 To receive funds from an overseas party, please provide them with the following details: To receive funds from an overseas party, please provide them with the following details:
  
-Your name as per the records of DBS Bank +  * Your name as per the records of DBS Bank 
-Your DBS / POSB Bank account number +  Your DBS / POSB Bank account number 
-Name of Beneficiary Bank: DBS Bank +  Name of Beneficiary Bank: DBS Bank 
-Address of Beneficiary Bank: 12 Marina Boulevard, DBS Asia Central, Marina Bay Financial Centre Tower 3, Singapore 018982 +  Address of Beneficiary Bank: 12 Marina Boulevard, DBS Asia Central, Marina Bay Financial Centre Tower 3, Singapore 018982 
-Country: Singapore +  Country: Singapore 
-SWIFT Address / Code: DBSSSGSG +  SWIFT Address / Code: DBSSSGSG  
- +  You may refer to the following link for more information on Inward Telegraphic Transfers:
-You may refer to the following link for more information on Inward Telegraphic Transfers:+
  
 http://www.dbs.com.sg/personal/deposits/pay-with-ease/international-transfers http://www.dbs.com.sg/personal/deposits/pay-with-ease/international-transfers
  
 Please note that for Inward Telegraphic Transfer(s), there will be a flat charge of S$10 for handling commission per transfer.  Please note that for Inward Telegraphic Transfer(s), there will be a flat charge of S$10 for handling commission per transfer. 
 +
 +====== Credit card ======
 +
 +Simple Rule:
 +  * Grocery: OCBC 365 or Citibank SMRT
 +  * Dining: OCBC 365 or Citibank SMRT
 +  * Travel: maybank
 +
 +===== Citibank SMRT credit =====
 +
 +| Groceries | 4.7% SMRT$ if transactions >= $50 \\ 2.7% SMRT$ for others | FairPrice/Giant/Sheng Siong |
 +| Coffee/fastfood, Movies and Fast Food | 4.7% |
 +| Online Shopping | 2.7% |
 +| Health & Beauty | 1.7% |
 +| All other spend | only if monthly $300 or more, it get 0.3% |
 +Note: 
 +  * accumulate a maximum of 600 SMRT$ during any Qualifying Period.
 +  * Redeem for cash rebate, vouchers or SMRT rides
 +  * No convenience fee charge for EZ-Reload Auto Top-up transactions
 +  * Redeem SMRT$ for shopping vouchers and/or rides via Online.
 +  * 1 SMRT$ = 1 S$
 +
 +===== OCBC 365 ===== 
 +
 +| Dining | 6% weekend \\ 3% weekday |
 +| Online and grocessary | 3% |
 +| fuel | 23.9% at Caltex |
 +
 +===== maybank horizon ===== 
 + 
 +| air tickets, travel packages and overseas expenses | 5X TREATS Points |
 +| Others | 1X treats points |
 +
 +Note:
 +  * Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card within 3 months prior to the date of travel. 
 +  * Complimentary enrolment into Maybank Frequent Flyer Programme. 
 +
 +===== Posb everyday ===== 
 +
 +| grocessary | 5% cash rebate | Sheng Siong. |
 +| Health,Beauty and Personal Care | 3% | Watsons |
 +| Petrol  | 20% at SPC |
 +| others | 0.3% |
 +
 +===== HSBC Evolution ===== 
 +
 +| Online | 5X rewards point |
 +| Local Dining | 5X = 2%| restaurants, cafes, and fast food outlets. Exclude hotel |
 +| Local entertainment | 5X | clubs, pubs, bars and family KTVs. |
 +| Others | 1X = 0.4% |
 +Note
 +  * S$50 = 12,800 Rewards points
 + 
 +
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