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--- mywiki:bank:start [2017/02/25 14:17] – [Credit card] shaoguoh
+++ mywiki:bank:start [2019/09/15 18:55] (current) – external edit 127.0.0.1
@@ Line 23: / Line 23: @@
 ====== Credit card ======
-Citibank SMRT credit
+Simple Rule:
-| Groceries | 4.7% SMRT$ if transactions >= $50 \\ otherwise 2.7% SMRT$ |
+  * Grocery: OCBC 365 or Citibank SMRT
-| Coffee, Movies and Fast Food | 4.7% |
+  * Dining: OCBC 365 or Citibank SMRT
+  * Travel: maybank
+===== Citibank SMRT credit =====
+| Groceries | 4.7% SMRT$ if transactions >= $50 \\ 2.7% SMRT$ for others | FairPrice/Giant/Sheng Siong |
+| Coffee/fastfood, Movies and Fast Food | 4.7% |
 | Online Shopping | 2.7% |
 | Health & Beauty | 1.7% |
 | All other spend | only if monthly $300 or more, it get 0.3% |
-Note: accumulate a maximum of 600 SMRT$ during any Qualifying Period.
+Note:
+  * accumulate a maximum of 600 SMRT$ during any Qualifying Period.
+  * Redeem for cash rebate, vouchers or SMRT rides
+  * No convenience fee charge for EZ-Reload Auto Top-up transactions
+  * Redeem SMRT$ for shopping vouchers and/or rides via Online.
+  * 1 SMRT$ = 1 S$
+===== OCBC 365 =====
+| Dining | 6% weekend \\ 3% weekday |
+| Online and grocessary | 3% |
+| fuel | 23.9% at Caltex |
+===== maybank horizon =====
+| air tickets, travel packages and overseas expenses | 5X TREATS Points |
+| Others | 1X treats points |
+Note:
+  * Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card within 3 months prior to the date of travel.
+  * Complimentary enrolment into Maybank Frequent Flyer Programme.
+===== Posb everyday =====
+| grocessary | 5% cash rebate | Sheng Siong. |
+| Health,Beauty and Personal Care | 3% | Watsons |
+| Petrol  | 20% at SPC |
+| others | 0.3% |
+===== HSBC Evolution =====
+| Online | 5X rewards point |
+| Local Dining | 5X = 2%| restaurants, cafes, and fast food outlets. Exclude hotel |
+| Local entertainment | 5X | clubs, pubs, bars and family KTVs. |
+| Others | 1X = 0.4% |
+Note
+  * S$50 = 12,800 Rewards points