SGH_WIKI

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| [[http://www1.cdp.sgx.com/|CDP www1]] | [[dbs_multipler | DBS Multiplier Account]] | 
| [[https://www.ocbc.com/assets/pdf/eGIRO-Institution-Branch-List.pdf|OCBC Branch Code]] |

{{:mywiki:achcode.pdf|Singapore Bank Branch Code}}

====== Wire transfer fund form foreign country to DBS ======


To receive funds from an overseas party, please provide them with the following details:

  * Your name as per the records of DBS Bank
  * Your DBS / POSB Bank account number
  * Name of Beneficiary Bank: DBS Bank
  * Address of Beneficiary Bank: 12 Marina Boulevard, DBS Asia Central, Marina Bay Financial Centre Tower 3, Singapore 018982
  * Country: Singapore
  * SWIFT Address / Code: DBSSSGSG 
  * You may refer to the following link for more information on Inward Telegraphic Transfers:

http://www.dbs.com.sg/personal/deposits/pay-with-ease/international-transfers

Please note that for Inward Telegraphic Transfer(s), there will be a flat charge of S$10 for handling commission per transfer. 

====== Credit card ======

Simple Rule:
  * Grocery: OCBC 365 or Citibank SMRT
  * Dining: OCBC 365 or Citibank SMRT
  * Travel: maybank

===== Citibank SMRT credit =====

| Groceries | 4.7% SMRT$ if transactions >= $50 \\ 2.7% SMRT$ for others | FairPrice/Giant/Sheng Siong |
| Coffee/fastfood, Movies and Fast Food | 4.7% |
| Online Shopping | 2.7% |
| Health & Beauty | 1.7% |
| All other spend | only if monthly $300 or more, it get 0.3% |
Note: 
  * accumulate a maximum of 600 SMRT$ during any Qualifying Period.
  * Redeem for cash rebate, vouchers or SMRT rides
  * No convenience fee charge for EZ-Reload Auto Top-up transactions
  * Redeem SMRT$ for shopping vouchers and/or rides via Online.
  * 1 SMRT$ = 1 S$

===== OCBC 365 ===== 

| Dining | 6% weekend \\ 3% weekday |
| Online and grocessary | 3% |
| fuel | 23.9% at Caltex |

===== maybank horizon ===== 
 
| air tickets, travel packages and overseas expenses | 5X TREATS Points |
| Others | 1X treats points |

Note:
  * Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card within 3 months prior to the date of travel. 
  * Complimentary enrolment into Maybank Frequent Flyer Programme. 

===== Posb everyday ===== 

| grocessary | 5% cash rebate | Sheng Siong. |
| Health,Beauty and Personal Care | 3% | Watsons |
| Petrol  | 20% at SPC |
| others | 0.3% |

===== HSBC Evolution ===== 

| Online | 5X rewards point |
| Local Dining | 5X = 2%| restaurants, cafes, and fast food outlets. Exclude hotel |
| Local entertainment | 5X | clubs, pubs, bars and family KTVs. |
| Others | 1X = 0.4% |
Note
  * S$50 = 12,800 Rewards points